Financing

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Finance Your Hot Tub

The right backyard upgrade shouldn’t have to wait years of saving — and with the right financing, it doesn’t have to. Aqua Rec’s partners with three established consumer lenders so you can finance hot tubs, pools, fireplaces, and full outdoor-living projects in minutes. We’re a dealership, not a finance company, which means we’ll point you toward the lender that genuinely fits your project, ensuring you get transparent terms and the right fit for your needs.

For three generations since 1976, Western Washington families have relied on us to simplify their projects. The process is straightforward: scope your project with our team, choose the best-fit lender, and apply online through their secure portal to receive a decision within minutes. Once approved, we handle the order, installation, or construction, while our pool specialists work directly with you to manage financing timelines for larger builds.

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wood fireplaces by heatilator
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Our Three Trusted Lender Partners

Each lender below specializes in a specific project category. Our showroom team can help you decide which one fits your project before you apply.

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Salal Credit Union - Hot Tubs, Spas & Hearth Projects

wells fargo

Wells Fargo Retail Services - Hot Tubs, Spas & Hearth Projects

lyon financial

Salal Credit Union - Custom Inground Pool Projects

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Ready to Apply or Talk Through Your Options?

Pick the lender best suited to your project from the partners above and apply online directly — or call your nearest Aqua Rec showroom, and our team will walk you through which path makes sense for your specific project, budget, and timeline.